How to Download Paytm 8.11.8 APK for Android
Paytm is India's most trusted payment app that allows you to make online and offline payments, recharge, book tickets, invest, and more with just a few taps on your smartphone. In this article, we will show you how to download and install the latest version of Paytm 8.11.8 APK for Android and how to use its various features and benefits.
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What is Paytm and why you need it
Paytm is an acronym for "Pay Through Mobile", which is a digital wallet and e-commerce platform that was launched in 2010 by One97 Communications Ltd. Paytm enables you to link your bank account or debit/credit card and use it to pay for various services and products online and offline. You can also use Paytm to send and receive money from anyone using BHIM UPI, a unified payment interface that allows instant money transfer between any two bank accounts.
Paytm is more than just a payment app, as it also offers you a range of financial services such as banking, insurance, loans, mutual funds, gold, NPS, credit score, postpaid, etc. You can also use Paytm to book tickets for train, flight, bus, movie, etc., recharge your mobile, DTH, metro card, Fastag, etc., pay your utility bills, insurance premiums, loans, etc., shop online at Paytm Mall or offline at millions of merchants that accept Paytm QR code or mobile number.
Paytm is a safe, secure, convenient, and rewarding way to manage your money and payments. It has over 30 crore users in India who trust it for their daily transactions. It also offers you exciting cashback offers and deals on every payment you make with Paytm.
How to download and install Paytm 8.11.8 APK
If you want to enjoy the latest features and benefits of Paytm on your Android device, you need to download and install the latest version of Paytm 8.11.8 APK. Here are the steps to do so:
Open Google Play Store on your Android device and search for "Paytm" or click on this link to go directly to the app page.
Tap on "Install" to download the app on your device.
Once the app is downloaded, tap on "Open" to launch the app.
Enter your mobile number and tap on "Proceed Securely".
Give permission to the app to verify your data and proceed either by tapping on "Link My Bank Account" or "I will link Bank Account later".
Activate Paytm Security Shield or skip it to start using the app.
You can also download the Paytm 8.11.8 APK file from other sources such as Softpedia , Softonic , etc., but make sure you download it from a trusted site and scan it for any malware before installing it on your device.
How to download Paytm 8.11.8 APK for Android
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How to use Paytm 8.11.8 APK for IRCTC train booking, flight booking, and bus booking
How to use Paytm 8.11.8 APK for UPI money transfer, bank account management, and BHIM UPI
How to use Paytm 8.11.8 APK for DTH recharge, metro card recharge, and Fastag recharge
How to use Paytm 8.11.8 APK for utility bill payment, insurance payment, and loan payment
How to use Paytm 8.11.8 APK for food delivery, grocery shopping, and entertainment services
How to use Paytm 8.11.8 APK for offline payments at Kirana stores, pharmacies, restaurants, petrol pumps, etc.
How to use Paytm 8.11.8 APK for online shopping at Paytm Mall and other sites
How to use Paytm 8.11.8 APK for investing in mutual funds, gold, stocks, etc.
How to use Paytm 8.11.8 APK for availing insurance, loans, credit cards, etc.
How to use Paytm 8.11.8 APK for donating to charities, NGOs, temples, etc.
How to use Paytm 8.11.8 APK for gaming, fantasy sports, quizzes, etc.
How to use Paytm 8.11.8 APK for education, health, travel, lifestyle, etc.
How to use Paytm 8.11.8 APK for booking movie tickets, event tickets, amusement park tickets, etc.
How to use Paytm 8.11.8 APK for sending or receiving gifts, vouchers, coupons, etc.
How to use Paytm 8.11.8 APK for scanning QR codes, generating QR codes, or sharing QR codes
How to use Paytm 8.11.9 Beta version or join the Beta program
How to use the lightening fast feature of the app in the latest version of the app
How to use Paytm for various payments and services
Once you have installed the Paytm app on your device, you can use it for various payments and services as follows:
How to send and receive money via BHIM UPI
BHIM UPI is a fast and easy way to send and receive money from any phone number or bank account directly in your bank account without any extra charges. To use BHIM UPI on Paytm, you need to link your bank account to your Paytm account. Here are the steps to do so:
Tap on the "UPI Money Transfer" icon on the home screen of the app.
Tap on "Link Bank Account" and select your bank from the list.
Verify your mobile number and confirm your bank account details.
Set your UPI PIN by entering your debit card details and OTP.
Your bank account is now linked to your Paytm UPI ID, which is your phone number followed by @paytm (e.g., 9876543210@paytm).
To send money via BHIM UPI, follow these steps:
Tap on the "UPI Money Transfer" icon on the home screen of the app.
Enter the recipient's UPI ID or phone number or scan their QR code.
Enter the amount and a remark (optional) and tap on "Pay".
Enter your UPI PIN to confirm the payment.
You will receive a confirmation message and a receipt for the transaction.
To receive money via BHIM UPI, follow these steps:
Tap on the "UPI Money Transfer" icon on the home screen of the app.
Tap on "Request Money" and enter the sender's UPI ID or phone number or select from your contacts.
Enter the amount and a remark (optional) and tap on "Request".
The sender will receive a notification to approve your request.
Once the sender approves your request, you will receive the money in your bank account and a confirmation message and a receipt for the transaction.
How to recharge mobile, DTH, metro card, and Fastag
Paytm allows you to recharge your prepaid or postpaid mobile, DTH, metro card, and Fastag with ease and convenience. You can also avail of various cashback offers and deals on every recharge. Here are the steps to recharge using Paytm:
Tap on the "Recharge & Pay Bills" icon on the home screen of the app.
Select the service you want to recharge (e.g., Mobile Prepaid, Mobile Postpaid, DTH, Metro Card, Fastag, etc.).
Enter your mobile number or operator or customer ID or metro card number or Fastag vehicle number as per the service you selected.
Select your operator and circle (if not detected automatically).
Enter the amount or choose from the plans available for your operator.
Tap on "Proceed to Recharge" and apply any promo code if you have one.
Select your preferred payment method (e.g., Paytm Wallet, UPI, Debit/Credit Card, Net Banking, etc.) and complete the payment.
You will receive a confirmation message and a receipt for the recharge.
How to pay utility bills, insurance premiums, and loans
Paytm enables you to pay your utility bills such as electricity, water, gas, landline, broadband, etc., insurance premiums such as life, health, motor, etc., and loans such as personal, home, car, etc. with ease and convenience. You can also avail of various cashback offers and deals on every bill payment. Here are the steps to pay bills using Paytm:
Tap on the "Recharge & Pay Bills" icon on the home screen of the app.
Select the service you want to pay (e.g., Electricity, Water, Gas, Landline/Broadband, Insurance Premiums, Loans, etc.).
Select your provider from the list or enter your provider name in the search box.
Enter your account number or consumer number or policy number or loan account number as per the service you selected.
Enter the amount or fetch your bill details (if available).
Tap on "Proceed to Pay" and apply any promo code if you have one.
Select your preferred payment method (e.g., Paytm Wallet, UPI, Debit/Credit Card, Net Banking, etc.) and complete the payment.
You will receive a confirmation message and a receipt for the bill payment.
How to book tickets for train, flight, and bus
Paytm allows you to book tickets for train, flight, and bus with ease and convenience. You can also avail of various cashback offers and deals on every ticket booking. Here are the steps to book tickets using Paytm:
How to book train tickets
To book train tickets on Paytm, you need to have an IRCTC account. If you don't have one, you can create one on the IRCTC website or app. Here are the steps to book train tickets on Paytm:
Tap on the "Trains" icon on the home screen of the app.
Enter your source and destination stations, date of journey, class of travel, and number of passengers.
Tap on "Search Trains" and select the train that suits your preferences.
Enter your IRCTC username and password and tap on "Login".
Enter the passenger details such as name, age, gender, berth preference, etc. and tap on "Proceed".
Select your preferred payment method (e.g., Paytm Wallet, UPI, Debit/Credit Card, Net Banking, etc.) and complete the payment.
You will receive a confirmation message and a receipt for the ticket booking.
How to book flight tickets
To book flight tickets on Paytm, you need to have a valid ID proof such as Aadhaar card, PAN card, passport, etc. Here are the steps to book flight tickets on Paytm:
Tap on the "Flights" icon on the home screen of the app.
Select your trip type (one-way or round-trip) and enter your source and destination airports, date of travel, number of passengers, and class of travel.
Tap on "Search Flights" and select the flight that suits your preferences.
Enter the passenger details such as name, email, phone number, date of birth, etc. and tap on "Proceed".
Select your preferred payment method (e.g., Paytm Wallet, UPI, Debit/Credit Card, Net Banking, etc.) and complete the payment.
You will receive a confirmation message and a receipt for the ticket booking.
How to book bus tickets
To book bus tickets on Paytm, you need to have a valid ID proof such as Aadhaar card, PAN card, passport, etc. Here are the steps to book bus tickets on Paytm:
Tap on the "Bus" icon on the home screen of the app.
Enter your source and destination cities, date of travel, and number of passengers.
Tap on "Search Buses" and select the bus that suits your preferences.
Select your seat(s) from the seat layout and tap on "Proceed".
Enter the passenger details such as name, email, phone number, etc. and tap on "Proceed".
Select your preferred payment method (e.g., Paytm Wallet, UPI, Debit/Credit Card, Net Banking, etc.) and complete the payment.
You will receive a confirmation message and a receipt for the ticket booking.
How to shop online and offline with Paytm
Paytm allows you to shop online at Paytm Mall or offline at millions of merchants that accept Paytm QR code or mobile number. You can also avail of various cashback offers and deals on every purchase. Here are the steps to shop online and offline with Paytm:
How to shop online at Paytm Mall
Paytm Mall is an online marketplace that offers you a wide range of products from various categories such as electronics, fashion, home and kitchen, sports and fitness, etc. You can also shop for groceries, medicines, books, etc. from local stores near you. Here are the steps to shop online at Paytm Mall:
Tap on the "Mall" icon on the home screen of the app.
Browse through the categories or search for the product you want to buy.
Select the product and check its details, ratings, reviews, etc.
Add the product to your cart or tap on "Buy Now".
Enter your delivery address or select from your saved addresses.
Select your preferred delivery option (e.g., express delivery, standard delivery, etc.) and tap on "Proceed".
Select your preferred payment method (e.g., Paytm Wallet, UPI, Debit/Credit Card, Net Banking, Cash on Delivery, etc.) and complete the payment.
You will receive a confirmation message and a receipt for the order.
How to shop offline with Paytm
Paytm enables you to shop offline at millions of merchants that accept Paytm QR code or mobile number. You can also avail of various cashback offers and deals on every purchase. Here are the steps to shop offline with Paytm:
Visit any merchant that accepts Paytm QR code or mobile number.
Select the product or service you want to buy and ask for the bill amount.
Open the Paytm app and tap on the "Scan" icon on the home screen.
Scan the merchant's QR code or enter their mobile number.
Enter the bill amount and a remark (optional) and tap on "Pay".
Select your preferred payment method (e.g., Paytm Wallet, UPI, Debit/Credit Card, Net Banking, etc.) and complete the payment.
You will receive a confirmation message and a receipt for the payment.
How to invest in mutual funds, gold, and NPS
Paytm allows you to invest in mutual funds, gold, and NPS (National Pension System) with ease and convenience. You can also avail of various benefits such as zero commission, instant redemption, tax saving, etc. Here are the steps to invest using Paytm:
How to invest in mutual funds
Mutual funds are a type of investment where you pool your money with other investors and invest in a portfolio of securities such as stocks, bonds, etc. Mutual funds offer you diversification, professional management, liquidity, etc. To invest in mutual funds on Paytm, you need to complete your KYC (Know Your Customer) verification. Here are the steps to invest in mutual funds on Paytm:
Tap on the "Mutual Funds" icon on the home screen of the app.
Select your investment goal (e.g., wealth creation, tax saving, retirement planning, etc.) and risk profile (e.g., low risk, moderate risk, high risk, etc.).
Browse through the recommended mutual fund schemes or search for the scheme you want to invest in.
Select the scheme and check its details, performance, portfolio, etc.
Enter the amount you want to invest and choose between lump sum or SIP (Systematic Investment Plan).
Tap on "Proceed" and select your preferred payment method (e.g., Paytm Wallet, UPI, Debit/Credit Card, Net Banking, etc.) and complete the payment.
You will receive a confirmation message and a receipt for the investment.
How to invest in gold
Gold is a precious metal that is considered as a safe and reliable investment option. You can buy and sell gold digitally on Paytm at live market prices. You can also get physical delivery of gold coins or bars at your doorstep. To invest in gold on Paytm, you need to complete your KYC (Know Your Customer) verification. Here are the steps to invest in gold on Paytm:
Tap on the "Gold" icon on the home screen of the app.
Check the live gold price per gram and tap on "Buy".
Enter the amount or weight of gold you want to buy and tap on "Proceed".
Select your preferred payment method (e.g., Paytm Wallet, UPI, Debit/Credit Card, Net Banking, etc.) and complete the payment.
You will receive a confirmation message and a receipt for the purchase.
You can view your gold balance in your digital locker on the app.
You can also sell your gold at any time by tapping on "Sell" and entering the amount or weight of gold you want to sell.
You can also request for physical delivery of your gold by tapping on "Delivery" and selecting the product, quantity, and address.
How to invest in NPS
NPS (National Pension System) is a voluntary retirement savings scheme that allows you to invest in various funds and get a regular income after retirement. You can also enjoy tax benefits on your contributions and returns. To invest in NPS on Paytm, you need to have an NPS account. If you don't have one, you can create one on the NPS website or app. Here are the steps to invest in NPS on Paytm:
Tap on the "NPS" icon on the home screen of the app.
Enter your PRAN (Permanent Retirement Account Number) and date of birth and tap on "Login".
Select your contribution type (e.g., Tier I or Tier II) and enter the amount you want to invest.
Select your preferred payment method (e.g., Paytm Wallet, UPI, Debit/Credit Card, Net Banking, etc.) and complete the payment.
You will receive a confirmation message and a receipt for the investment.
FAQs about Paytm 8.11.8 APK
Here are some frequently asked questions about Paytm 8.11.8 APK:
Q: Is Paytm 8.11.8 APK safe to download and install?
A: Yes, Paytm 8.11.8 APK is safe to download and install from Google Play Store or other trusted sources. However, you should always scan any APK file for malware before installing it on your device.
Q: What are the new features and improvements in Paytm 8.11.8 APK?
A: Paytm 8.11.8 APK comes with several new features and improvements such as:
New UI design for a better user experience.
Faster loading time and smoother performance.
Bug fixes and security enhancements.
New services such as credit score, postpaid, etc.
New cashback offers and deals on various payments and services.
Q: How can I update my Paytm app to the latest version?
A: You can update your Paytm app to the latest version by following these steps:
Open Google Play Store on your Android device and search for "Paytm" or click on this link to go directly to the app page.
Tap on "Update" to download and install the latest version of the app on your device.
Once the app is updated, tap on "Open" to launch the app.
Q: How can I contact Paytm customer care for any queries or issues?
A: You can contact Paytm customer care for any queries or issues by following these steps:
Open the Paytm app and tap on the "Profile" icon on the top left corner of the home screen.
Tap on "24x7 Help" and select the service or issue you need help with.
Browse through the FAQs or solutions provided or tap on "Message Us" to chat with a customer care executive.
Q: How can I delete my Paytm account?
A: You can delete your Paytm account by following these steps:
Open the Paytm app and tap on the "Profile" icon on the top left corner of the home screen.
Tap on "Settings" and scroll down to the bottom.
Tap on "Manage My Account" and then on "Delete My Account".
Enter your reason for deleting your account and tap on "Delete Account".
You will receive a confirmation message and a link to verify your request.
Click on the link and enter your OTP to confirm your account deletion.
Conclusion
Paytm is a versatile and user-friendly payment app that allows you to make online and offline payments, recharge, book tickets, invest, and more with just a few taps on your smartphone. You can also enjoy various cashback offers and deals on every transaction you make with Paytm. To download and install the latest version of Paytm 8.11.8 APK for Android, you can follow the steps mentioned in this article. You can also learn how to use Paytm for various payments and services by following the steps mentioned in this article. We hope you found this article helpful and informative. If you have any questions or feedback, please feel free to contact us or leave a comment below. 44f88ac181